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Will a DUI conviction affect your car insurance premium?

As you probably know, your driving record has a lot to do with how much you pay for car insurance. For this reason, a DUI conviction is not something you want on your record. With this, it's almost a given that your insurance premium will increase.

While you understand that a DUI conviction is likely to increase the cost of car insurance, you may have specific questions related to how much. There is no simple answer, as this depends on a variety of factors, such as how many convictions are on your record and whether or not you have any other red marks.

If you are convicted of driving under the influence there are several forms you need to familiarize yourself with, including the SR-22, the FR-44 and the FR-19.

For example, you may need to file form SR-22 to maintain your insurance and legally drive again. If you have any questions about the insurance requirements in your state, it's important to discuss this with your provider.

Many car insurance companies will help file these forms, so don't hesitate to ask for assistance with this process.

As you can see, a DUI conviction can have a financial impact on your life, such as when it comes to the cost of car insurance coverage.

With so many potential consequences the best thing you can do is implement a defense strategy that can help you avoid a conviction. There's no way of knowing how things will play out in court, but you want to put your best foot forward in an attempt to avoid the most serious punishment.

Source: Esurance, "how a DUI affects car insurance premiums," accessed April 11, 2018

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Law Offices of Derek P. Wisehart
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Visalia, CA 93291

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